Cash & CPF planner
Check your purchase funding using cash, CPF, a loan and confirmed grants.
Purchase funding
Additional funding needed for the amounts you entered.
A positive balance does not confirm payment readiness. Some amounts may be payable in cash or at different milestones. Renovation, furnishings and emergency savings are excluded.
Understand the payment milestonesHow this works & sources
This worksheet adds your stated funding and subtracts the purchase price and your editable purchase-cost allowance. It does not assess CPF usage eligibility, mandatory cash payments, grants, loan eligibility or the timing of disbursements.
Keep an emergency reserve outside these figures. Use HDB's appointment documents and the official stamp duty calculator to replace estimates with the amounts that apply to you.
Last updated 28 October 2026. Confirm eligibility and financing with HDB or your lender.