Renovation budget
Add renovation, furnishing and moving costs with a contingency allowance.
Move-in costs
Starting figures are examples, not market quotations. Replace them with your own budget or supplier quotes.
$68,750
Includes your entered costs and contingency allowance.
Renovation & built-ins
$40,000
Appliances
$8,000
Furniture
$10,000
Lighting & curtains
$3,000
Moving & cleaning
$1,500
Subtotal$62,500
Your 10% buffer$6,250
Above your current budget$3,750
How this works & sources
Your buffer applies to all five categories. These starting amounts are illustrative and exclude temporary accommodation, ongoing mortgage payments and items you have not included. Obtain itemised quotations for the scope, materials, tax, exclusions and payment schedule.
Check HDB's current renovation requirements, permit needs and contractor directory before committing to work.
Last updated 28 October 2026. Confirm eligibility and financing with HDB or your lender.