Use your appointment documents as the reference.
The booking appointment and Agreement for Lease are separate milestones. The relevant amounts, documents and accepted payment methods depend on your purchase and financing arrangements. Check the instructions issued for your household.
- Confirm the appointment details through the official service.
- Prepare the requested documents and payment method.
- Keep receipts and copies of signed documents together.
Build a payment calendar, not only a grand total.
Record each milestone with the amount due, which funds you plan to use and what needs to happen before payment. If a financing or payment scheme applies, follow its specific terms rather than a generic timeline.
- Include purchase costs beyond the flat price.
- Avoid treating future CPF savings as immediately available money.
- Check loan and CPF conditions before relying on an estimate.
Revisit the plan as circumstances change.
A long wait can change your savings, income and commitments. Check official requirements if household details or financing circumstances change. An online worksheet helps you prepare, while HDB and the lender confirm the actual payment and financing arrangements.
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